I have a monkey on my back whose name is DEBT. To get this monkey off my back I have to be relentless. My first stop on the road to financial freedom is debt elimination. To many it has become either an obsession or they have chosen to live with it until things get better. The truth of the matter things just don’t get better on their own. The best thing which can be done is to have a plan. Sounds too simple to be impactful, yet many of us who are in debt fail to realize this is of the highest necessity.